Check it quickly – and hassle-free!
The Serasa app has been upgraded
The Serasa app has been upgradedYour CPF works like a financial ID: one click is all it takes to find out whether your credit life is in great shape or crying out for help.
In 2025, Serasa supercharged its app with real-time alerts, a revamped digital wallet and even data leak checks. Even better? Everything is still 100% free — and fits right in your pocket.
Diário Vagas has put together the roadmap for you to check the status of your document, understand your score and even negotiate debts without leaving your couch. Shall we take a look?
✅ How to check your CPF for free?
Follow the tutorial we've put together below:
Step 1 – Download the Serasa app:
Open the App Store (iOS) or Google Play Store (Android) and type “Serasa: Consulta CPF e Score”. Tap Install. The 2025 version takes up less space and loads faster.
Step 2 – Create your account or log in
On the welcome screen, enter your email and password or tap Create account. The app sends a code by SMS to make sure only you have access.
Step 3 – Go to the main area
Right after logging in, choose Check CPF. That's where all the essential information lives.
Step 4 – Review your financial details
The dashboard shows overdue debts, protests, lawsuits and bounced checks linked to your CPF. While you're at it, take a peek at your Serasa Score, the rating that shows how often you pay your bills on time.
Done! In under three minutes you know exactly where you stand — without spending a cent.
✅ How to see if my name is in the red?
Followed the steps? Then scroll down: if any outstanding debts show up, the app flags them with a red icon.
Tap the debt to see the amount, creditor, date it was registered and payment options.
If there are no negative records, the app displays a green “clean name” badge and unlocks tips to keep your score sky-high.
✅ So, what should you do if your name is in the red?
Don't panic! Inside the app itself, open Debt Renegotiation.
There you'll find offers with discounts that can reach 90%. Choose the proposal that fits your budget, generate the payment slip or pay via Pix, and within five business days the debt disappears from your record.
To avoid slipping up again, turn on free monitoring: Serasa sends an alert whenever someone checks your CPF or a new debt appears.
Track your score monthly — each debt you pay off usually raises it by a few points.
✅ Where can you check your CPF on Serasa?
- Serasa app – The most convenient option: free check, score, negotiation, digital wallet and real-time notifications.
- Official website (serasa.com.br) – Ideal if you prefer a big screen. It offers the same features as the app.
- Premium account – R$ 14,90/month (April 2025 price). Includes locking/unlocking your score for third parties, 24/7 monitoring and Dark Web leak alerts. A great choice if you deal with high credit limits or want to shield your personal data.
Why is it important to check for outstanding debts in your name?
Credit card companies, lenders and even real estate agencies check your CPF before approving credit or a rental.
If they find an open debt, interest rates skyrocket or the deal simply stalls. Knowing in advance lets you negotiate and clear your name before applying for financing or buying a phone in installments.
What's more, people with a positive history get lower rates, longer terms and higher limits.
Your financial reputation becomes a calling card: the better your score, the more doors open — and the more money you save. So set aside three little minutes of your day and keep your CPF in good standing.