The Banco do Brasil credit card offers real advantages for those seeking savings and convenience. Discover how to take advantage of each benefit without complications.
With a points program, zero annual fee, and included insurance, this card stands out among the market options. See how it can transform your daily financial life.
How to order the card step by step
- Request your card through the official Banco do Brasil website.
- Please wait for credit approval, which takes an average of 5 business days.
- When using the card, automatically accumulate points with every purchase.
- Redeem your points for products, airline tickets, or discounts at partner stores.
- Track your balance using the BB app.
- Activate promotion alerts to double your points.
- Redeem rewards without extra fees, directly through the customer service center.
- No annual fee if you spend R$100 or more per month.
- BB points program with transfer to airline miles.
- Travel insurance is included with tickets purchased using the card.
- Exclusive discounts at partner businesses such as gas stations and pharmacies.
- A complete app for managing limits, invoices, and benefits.
Guide to getting a Card
In a recent survey, the Banco do Brasil credit card received a 4.5-star satisfaction rating, exceeding the market average (4.1). The zero annual fee is a differentiating factor compared to cards that charge up to R$ 300/year.
Furthermore, the BB points program allows transfers to 15 airlines, something rare for entry-level cards.
Signs of a legitimate offer: Visa or Mastercard logo, official website bb.com.br, and a contract with clear terms. Be wary of promises of high credit limits without a credit check.
Common Mistakes When Applying for a Banco do Brasil Card
- Ignore your credit score: keep your CPF (Brazilian tax ID) clean to increase your chances of approval.
- Don't simulate beforehand: use the BB simulator to check your estimated limit.
- Choosing the wrong card: compare the card networks (Visa Infinite, Mastercard Black) to maximize benefits.
- Skip reading the contract: interest rates and annual fees may vary depending on the bill.
Availability and Urgency: Secure Your Card Now
Offers with zero annual fees are limited and subject to change without notice. In 2025, Banco do Brasil expanded the promotion to new accounts.
Don't waste time: the sooner you apply, the sooner you start accumulating points.
How to order the card step by step
How do I request the card via mobile phone?
Download the BB app, go to “Cards” and click on “Request a new card”. Follow the step-by-step instructions with your personal information.
What should I do if my request is denied?
Check your credit score with Serasa, settle any outstanding debts, and try again after 30 days. BB also offers a secured credit card as an alternative.
What is the minimum amount to start?
The initial limit depends on credit analysis, but the average is R$ 1,000 for the Gold card.
Is it possible to have zero annual fees forever?
Yes, if you meet the minimum monthly spending requirement of R$ 100 or opt for digital billing.
Does the card offer purchase insurance?
Yes, the Banco do Brasil Card includes insurance against theft and qualified theft for eligible purchases.
How to order the card step by step
The Banco do Brasil credit card is a smart choice for those who want real benefits without paying an annual fee. With a points program, insurance, and discounts, it pays for itself.
Visit the official website and run your simulation right now.