How to request cash credit card yes

See how to apply for the Caixa SIM Credit Card in the quickest and easiest way, and check the complete list of requirements to get your approval. This card is recommended for anyone who wants to avoid annual fees and save more money on their bill. 

Come check out the step-by-step process to apply and see the benefits! This card is accessible to all types of customers, including those with negative credit history. Furthermore, Caixa offers a range of advantages, including international acceptance and even a highly advantageous points system, in addition to many other benefits! See how to apply for your Caixa SIM Credit Card right now!

Caixa's points program: How does it work?

To start enjoying the benefits of Caixa's points program, you will need to have a Caixa bank card and start using it. It's quite simple and doesn't require any registration, as all your points benefits will be automatically unlocked from using the card for your daily purchases and payments.

The more you spend, the more points you'll receive. These points can be easily redeemed for various types of products, services, and even travel. The main partners of this program are the following institutions: In Mais, TudoAzul, LATAM Pass, Smiles, Tap Miles&Go, and Dotz . And they all offer a variety of products and services through the points accumulated on your Caixa Card.

It's worth noting that your points can also be used to acquire additional cards or to guarantee free annual fees for even more premium Caixa Econômica Federal card options.

In other words, the more you use your Caixa SIM card , the more benefits you can accumulate. Therefore, you will be rewarded simply for using this card during your usual daily activities.

Caixa SIM Card Fees and Charges

Despite having no annual fee, the Caixa SIM card offers some types of fees for certain service options. See below for details:

Fee Value

  • Withdrawal of R$11.00 credit for pickup in Brazil.
  • Cash withdrawal of R$22.00 for withdrawal abroad.
  • Interest rate for installment payments: 4.99% per month.
  • Revolving credit interest rate 8.99% per month

Although Caixa's fees are low compared to other cards, it's still necessary to pay attention to the percentage involved. To keep your finances in order

What are the requirements for the Caixa SIM Card?

Any individual over 18 years of age can obtain this card without any bureaucracy. Furthermore, the card is also available to individuals over 16 years of age who are emancipated or have parental approval and financial support.

Although Caixa doesn't specify whether the card requires a minimum income or credit score for approval, we know the requirements are low. Therefore, if you have any income, even a low one, you have a good chance of approval. There are also many cases of approval even without a fixed income, so approval is faster and easier for those who have a salary.

Furthermore, even those with negative credit scores who have their names on Serasa and SPC (Brazilian credit bureaus) also have a chance of getting their Caixa SIM card approved. However, it will take a little longer for them to obtain approval.

The procedure for requesting your Caixa SIM card is simple. However, there are differences in procedure for those who are already Caixa customers and those who are not yet customers. Therefore, there are two ways to request the Caixa SIM Credit Card.

In other words, if you are already a customer, you can request the card without leaving home, directly through the website. And if you are not yet a Caixa Econômica Federal customer, you will need to go to a Caixa branch in person and request the card.

Existing Caixa Econômica customers can apply for their Caixa SIM card directly through the Caixa Cards or via Internet Banking.

  • Access the Caixa Cards app or Internet Banking (Android or iOS);
  • Log in with your password;
  • Access the "Caixa Sim Card" option;
  • Select the “Order now” option;
  • Fill out the entire form with all your information;
  • Click on the “Request card” tab and wait.
  • Okay, now just wait for your card to be approved. After approval, your card will arrive within 10 business days.
  • Go to the Caixa branch closest to your home;
  • Speak to a representative;
  • Fill out the Caixa membership forms;
  • Complete your order and wait.
  • Now you must wait for your request to be approved. If approved, after a few days you will be able to enjoy all the benefits of the Caixa SIM Card
  • CPF;
  • Proof of income;
  • Identity document;
  • Proof of residence.

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