How to Apply for a Caixa SIM Credit Card

See how to apply for the Caixa SIM Credit Card in the quickest and easiest way, and check the complete list of requirements to obtain your approval. This card is recommended for all those who want to get rid of annual fees and want to save more money on their bill.

Check out the step-by-step guide to applying and see the benefits! This card is accessible to all types of customers, including those with bad credit. In addition, Caixa offers a series of advantages, including international acceptance and even a highly advantageous points system, in addition to many other benefits! See how to apply for your Caixa SIM Credit Card right now!

Caixa points program: How does it work?

To start enjoying the benefits of Caixa's points program, you will need to have a Caixa card and start using it. Therefore, it is quite simple and does not require any registration, as all your Points benefits will be released automatically when you use the card for your daily purchases and payments.

The more you spend, the more points you will receive. These points can be easily exchanged for various types of products, services and even travel. The main partners of this program are the following institutions: In Mais, TudoAzul, LATAM Pass, Smiles, Tap Miles&Go and Dotz. And they all offer different products and services through the points accumulated on the Caixa Card.

It is worth noting that your points can also be used to purchase additional cards or guarantee free annual fees for even more premium card options from Caixa Econômica Federal.

That is, the more you use your Caixa SIM card, the more benefits you can accumulate. Therefore, you will be rewarded for simply using this card during your daily activities.

Caixa SIM Card fees and rates

Despite the free annual fee, the Caixa SIM card offers some types of fees for certain types of service. Check out what they are below:

Tariff Value

Credit withdrawal R$11.00 for withdrawal in Brazil
Credit withdrawal R$22.00 for collection abroad
Interest on installment payments of invoices 4,99% per month
Revolving credit interest 8,99% per month

Although these Caixa fees are low compared to other cards, it is still necessary to pay attention to their percentage. To keep your finances up to date

What are the Caixa SIM Card requirements?

Any individual over 18 years of age can acquire this card without any bureaucracy. In addition, the card is also available to those over 16 years of age who are emancipated or have parental approval and financial support.

Although Caixa does not inform whether the card requires a minimum income or score for approval, we know that the requirements are low. Therefore, if you have some income, even if it is low, you will have a good chance of approval. There are also many cases of approval even without a fixed income, so approval is faster and easier for those who have a salary.

Furthermore, even those with bad credit who have their name on Serasa and SPC also have a chance of getting their Caixa SIM card approved. However, it took a little longer to get approval.

The procedure for requesting your Caixa SIM card is simple. However, there are differences in the procedure for those who are already Caixa customers and those who are not yet. Therefore, there are two ways to request the Caixa SIM Credit Card.

In other words, if you are already a customer, you can apply for the card without leaving home, directly through the website. And if you are not yet a Caixa Econômica Federal customer, you must go in person to a Caixa branch and apply for the card.

Those who are already Caixa Econômica customers can apply for a Caixa SIM card directly through the APP Caixa Cards or through the Internet Banking:

Access the Caixa Cards app or Internet Banking (Android or iOS);
Log in with your password;
Access the “Caixa Sim Card” option;
Select the “Order now” option;
Fill out the entire form with all your information;
Click on the “Request card” tab and wait.
Now, just wait for your card to be approved. Once approved, your card will arrive within 10 business days.

Go to the Caixa branch closest to your home;
Speak to an attendant;
Fill out the Caixa membership forms;
Finalize your order and wait.
Now you must wait for the application to be approved. If it is approved, after a few days you will be able to enjoy all the benefits of the Caixa SIM Card.