The search for forgotten funds using a CPF (Brazilian taxpayer ID number) is an official initiative created by the Central Bank in partnership with the Federal Government to help citizens recover lost money. Many people are unaware that they may have forgotten funds in old or closed bank accounts.
It is important to highlight that, although most people have small amounts of money forgotten, it is common to find cases where citizens manage to recover R$ 1,000 or more , especially if the money is invested in savings accounts or funds that have accumulated returns over time.
Where does the Central Bank find these values?
The Central Bank conducts a thorough search across various sources to identify forgotten balances. See below for the main ways these balances are found:
- Outstanding balances from improper charges for bank fees and credit installments.
- Current accounts that have been closed or forgotten .
- Closed savings accounts that were not withdrawn .
- Capital shares and distribution of net surpluses in credit cooperatives .
- unredeemed funds .
- Consortium groups that were dissolved and whose assets were not recovered.
- Why do so many people let these values be forgotten?
Despite the ease of accessing and recovering funds, many people still neglect to use their money. The main reason is a lack of knowledge about the Central Bank's official platform for checking forgotten balances.
The process is simple, safe, and can result in the discovery of significant sums of money, which makes all the difference in the financial planning of many Brazilians.
- How many Brazilians have forgotten money?
It is estimated that thousands of Brazilians have at least one forgotten bank account . According to the Central Bank, the forgotten amounts total more than R$ 8 billion .
Although most of the amounts are small, there are reports of people who managed to recover more than R$ 1,000 by checking amounts by CPF (Brazilian taxpayer ID).
The Values Receivable System (SVR) is an official platform developed by the Central Bank. It allows any person or company to consult, free of charge, amounts that have been forgotten in:
- Old checking accounts;
- Savings accounts closed;
- Other financial resources are held in banking institutions and cooperatives.
The tool is valid for both individuals and legal entities , guaranteeing the full recovery of lost money.
Yes, beneficiaries who register for the ENEM exam will be entitled to receive an even larger amount as a benefit and incentive to seek better living conditions through higher education. It is of great importance that society becomes aware and is encouraged to complete high school and begin college.
- Step-by-Step Guide to Finding Forgotten Values
Follow the instructions below to check for lost funds using your CPF (Brazilian individual taxpayer registration number) or CNPJ (Brazilian company taxpayer registration number):
- Access the official website of the Central Bank using a computer or smartphone. The link is available via the button at the bottom of the page.
- Select the document type:
- CPF (for individuals).
- CNPJ (for companies).
- Enter your CPF or CNPJ number and check that it is correct before proceeding.
- Please fill in your date of birth (for CPF) or the company's opening date (for CNPJ).
- Enter the CAPTCHA code displayed on the screen. This code is a security test to prevent the use of robots and automated systems.
- Click on “Check” . That’s it! The system will inform you if there are any forgotten funds in your name and how to proceed with the redemption.