Get a loan from Caixa Econômica Federal through an easy and fast step-by-step process! This type of loan guarantees several benefits for those who need a large sum of money quickly. In addition to reduced interest rates and less bureaucracy, you will also have access to a number of additional benefits.
The Caixa Econômica Federal's credit release initiative has a strong social alignment and is designed precisely to benefit all Brazilians who need credit instantly. And all of this can be done without leaving home. Just follow our step-by-step instructions and you can obtain the loan through your cell phone or computer!
Can someone with a bad credit history apply?
If you have a bad credit history or low credit scores, don't worry. You'll have the opportunity to get approved because Caixa Econômica has created a loan option with low requirements! If your accumulated debts don't exceed the established limits, you can receive the benefits. Just meet the requirements we'll show you below! It's worth noting that recent debts will have less impact on your chances of approval than accumulated older debts.
How to get a loan from Caixa online
To apply for a loan at Caixa online, you will need to meet some fairly simple requirements. Therefore, we provide every detail you need to fulfill and a complete step-by-step guide.
It's worth remembering that the loan is intended for individuals and also for Individual Microentrepreneurs (MEI).
The benefit can be requested through the official website or through an official Caixa branch. You can choose whichever is easiest and most convenient for your daily life, although the online procedure is obviously faster.
Caixa Tem: App for taking out loans
Your loan application must be made directly through the official Caixa Econômica Federal app, which is designed for loan services. The app's name is ' Caixa Tem', and it can be downloaded from your mobile phone's app store or on your computer. It is available for both iOS and Android smartphones.
- Step-by-step guide to obtaining a loan from Caixa Econômica Federal
- "Caixa Tem" app
- After opening, select the "Loan" option ;
- Update your official registration;
- Now click on “Got it, let’s go” and then select “Continue”;
- You must provide all your income information and then press the "Continue" twice in a row;
- Take photos of the front and back of your ID card and click on the "Continue" option;
- Take a selfie with your document in hand, then tap "Continue";
- Okay, now just click "Understood" to complete the procedure.
- If your loan is approved, the "SIM Digital Loan - Caixa Tem Credit" will be available and enabled in the main menu.
Now you can check the amount available through Caixa Econômica's loan system, and shortly after, your funds will be released and available in your Digital Savings account on the app.
- Check out other advantages of Caixa Econômica loans
- Up to three transfers per month to other bank accounts;
- Virtual debit card;
- You can make up to 2 withdrawals per month free of charge at ATMs and lottery outlets;
- Transfers are unlimited to CAIXA accounts;
- Simplified access to social benefits;
- Payments can be made through the app and also at lottery outlets;
- Issue up to 2 statements per month.
- Loans;
- Mobile phone and transport top-ups;
- Financial education support;
- Pix and transfers;
- Insurance contract;
- Credit card;
- Monthly income;
- Withdrawals;
- Balance and statement inquiries;
- Payments using QR Code payment terminals.
