Get a loan from Caixa Econômica Federal through quick and easy steps! This type of credit guarantees several benefits for those who need a large amount of money quickly. In addition to reduced interest rates and reduced bureaucracy, you will also have access to a series of additional benefits.
Caixa Econômica Federal's credit release initiative has a strong social alignment, and is designed precisely to benefit all Brazilians who need instant credit. And all of this can be obtained without leaving home. Just follow our step-by-step guide and you can obtain the loan through a cell phone or computer!
Can someone with a bad credit history apply?
If you have a bad credit history or a low credit score, you don't need to worry. You will have the opportunity to obtain your approval, precisely because Caixa Econômica has created a low-requirement loan modality! If your accumulated debts do not exceed the limits that were stipulated, you will be able to obtain your benefits. Just meet the requirements that we will demonstrate below! It is worth noting that recent debts will have less of an impact than the accumulation of old debts on the chances of approval.
How to get a loan from Caixa online
To take out a loan with Caixa online, you will need to meet some very simple requirements. That is why we provide every detail you will need to meet and the complete step-by-step guide.
It is worth remembering that the loan is intended for individuals and also for Individual Microentrepreneurs (MEI).
The benefit can be requested through the official website or through the official Caixa branch itself. You can choose according to what is easiest and most practical for your daily life, although the procedure via the internet is obviously faster.
Caixa Tem: Application for making a loan
Your loan application must be made directly through the official Caixa Econômica Federal application, which is intended for loan services, the name of the APP is ''Have Box'', and can be downloaded from your mobile phone's app store or on your computer. It is available for both iOS and Android smartphones.
- Step by step guide to Caixa Econômica Federal loan
- Download and open your app ''Have Box''
- After opening, select the option "Loan";
- Update your official registration;
- Now click on “I get it, let’s go” to then select "Continue";
- You must enter all your income data and then press the option "Continue" twice in a row;
- Take photos of the front and back of your ID document and click on the option "Continue";
- Take a selfie with your document in hand and then tap "Continue";
- Okay, now just click on "I understood" to then complete the procedure
- If your credit is approved, the option to “Digital SIM Loan – Caixa Tem Credit” will be released and will be enabled in the main menu.
Now you can check and verify the amount made available by the Caixa Econômica loan system, and soon after your amount will be released and will be available in your Digital Savings Account in the app.
- Check out other advantages of Caixa Econômica loans
- Up to three transfers per month to other bank accounts;
- Virtual debit card;
- You can make up to 2 withdrawals per month free of charge at terminals and lottery outlets;
- Transfers are unlimited to CAIXA accounts;
- Easy consultation for social benefits;
- Payments via the app and also at lottery outlets;
- Issue up to 2 statements each month.
- Loans;
- Cell phone and transport recharge;
- Financial education support;
- Pix and transfers;
- Taking out insurance;
- Credit card;
- Monthly income;
- Withdrawals;
- Balance and statement inquiries;
- Payments with QR Code machines.
