FGTS: Step by step to consult and withdraw

FGTS is a guaranteed benefit for all Brazilian workers , and this value can make all the difference in your daily life. But what few know is that you can withdraw your benefit from the warranty fund in advance , which is why we have prepared a full step by step for you to get this value quickly and simply, check it out!

The value of your FGTS will be longer the longer it is working, as its value is made up of monthly deposits that your boss must make to your Warranty Fund for service time. Each month of work results in 8% of your salary, which means that in a few years of work you will already have a fund of higher than your own salary. And the best part is that you don't have to wait long to withdraw, check it out!

In what situations will I be able to withdraw the guarantee fund?

Access to this fund will be released in special situations such as dismissal without cause, treatment of serious illness or when buying a home. But it is worth remembering that nowadays there are also other modalities that can give advance access to the benefit. See more situations that the benefit can be drawn:

Retirement conquest.
Emergency situations
Birthday withdrawal
In the acquisition and settlement of real estate loans.

It is important to note that the conditions of the benefit can be updated on the Caixa website, considering that new legislations can bring changes in the future.

Early FGTS: Anniversary

This modality makes it much easier to withdraw a part of the value of your warranty fund. And this is due to the fact that FGTS-Ananivo does not require exceptional situations, just opt for this modality and serve in the month regarding its respective birthday. But for this you will need to consult the official calendar of withdrawals, according to your birthday date you will have a different day to release the values in cash!

It is also very important to highlight that this withdrawal option is optional. And if you choose this mode you will not be able to accumulate with withdrawal. That is, every worker will have the option to choose the FGTS release criterion. That is, whoever uses the anaquenal withdrawal can withdraw once a year, in reference to their birthday.

But in order to withdraw this value, you will need your NIS number, and you will have to follow our step by step to learn how to access your balance through the box website:

Check out the full step by step to request and withdraw your Sachen-Annivative Warranty Fund:

First you must download the FGTS app from your smartphone phone. It is available at your mobile app store.
Open the app and now you create a registration, and if you already have an account, just go with login and password.
Upon entering the app, select the anaquenal withdrawal mode. If you are registered in the looting mode, you can change modality through the menu. Remember to confirm the category of an-year-old to proceed to the next step.
Add a bank account to receive the benefit. After opting for an anaquenal withdrawal mode you need to choose which bank account you want to use to receive the amount when you arrive at the month of your birthday.
Simulate the withdrawal value: You can simulate the money you will receive even before you arrive on your birthday. This option is available directly by the application, which has an official simulator. The Caixa Econômica system makes a calculation that shows how much you can receive when requesting the benefit. This functionality is great to assist in your financial planning.

Although this option has the great benefit of withdrawing annually more easily, it is worth remembering that the anaquenal withdrawal only part of the value of the warranty fund.

This means that most of the time this category releases lower values than the termination mode. That is, while the anaquenal withdrawn offers a part of the value of FGTS every year, the other modalities are harder to release, but they can release a larger portion of the fund's percentage all at once.

FGTS value table