Check out the step-by-step guide to applying for your Santander Card. The procedure is simple and quick, and if you meet the main requirements, you will have a good chance of getting your card in less than a week! We will also show you some of the additional and exclusive benefits of these cards, check them out!
Santander offers several credit card options, so there are options that are easier to approve and have fewer requirements, and other more sophisticated options that require greater criteria and therefore offer more exclusive benefits and higher credit limits.
Most affordable Gold card: Santander SX
The Santander SX card is one of the most affordable Gold category cards on the market, and for this reason it ends up being very advantageous. It is almost as advantageous as a Black card, and has much fewer requirements to be acquired. However, if you meet the requirements for the Unique modality, the Black card will probably be even more advantageous for your profile. However, it is worth mentioning that the SX may be more suitable for those who prioritize saving more.
Does the Santander SX Credit Card have an annual fee?
One of the main advantages of the Santander SX Card is the possibility of getting rid of the annual fee and guaranteeing free use. To obtain this benefit, you just need to spend at least 100 reais per month using the card. Obtaining this benefit is quite easy, considering that this expense can be made on any type of purchase or payment.
Santander Unique Card: More credit limit
As mentioned above, the Santander Unique Credit Card has an excellent credit limit. Therefore, it is the perfect choice for those who spend a lot or who want a higher limit.
Santander does not disclose the exact limit of the Unique card, as it is adaptable to the consumer's profile. In other words, those who spend more or have a higher income tend to have even higher limits.
Is it possible to cancel the Santander Unique annual fee?
Even though the Santander Unique is a more sophisticated card, it will be possible to waive its annual fee. As long as the customer spends at least R$7,000 per month. In other words, if you have a high monthly spending, this card will be even more advantageous than the Santander SX Card. Considering that the Unique Card has a very high limit and even more benefits.
What is the Esfera Program?
Esfera is a benefit of the Santander Unique Credit Card that grants access to several advantages offered through the partnership with Rede Esfera. The program provides great rewards and exclusive promotions for purchases in several establishments. These discounts can reach up to 50%, in addition to being able to purchase entire trips for free.
Esfera points can be easily accumulated during your purchases.
Santander Unique Credit Card: Miles system
Santander Unique has a miles system linked to the Esfera Program. Therefore, for every dollar spent, you will earn 2 points in the following programs:
- Aeromexico;
- Smiles;
- In More;
- LATAM Pass;
- Iberia Plus;
- AllBlue;
- How do I request my Santander card?
Applying for your Santander credit card is simple, but the rules for each type of card will be different. Some of them can be applied for directly online, while the more sophisticated ones must be purchased in person at a Santander branch, as is the case with the Santander Unique Card application. In addition, there are a series of requirements to obtain approval. Check the minimum income to obtain your card below.
- Minimum income to apply for Santander SX Card
If you are already a Santander account holder, the minimum income to apply for your SX card is to have an income of at least R$500.00. However, if you are not yet a Santander account holder, the monthly income required will be at least R$1,045.00 per month. It is worth noting that these requirements are quite low considering that this is a Gold card with many benefits.
Request Santander SX Card
To request your SX card or another Santander card that does not require an in-person application, simply access the official Santander website or look for the Santander branch closest to your home.
It is worth noting that there are some cases in which even the Santander Unique Card can be released through virtual channels, although most of the time it requires an in-person request for the release of the Santander Unique Card.
If the selected card is available for virtual application, simply fill out all the necessary forms, and if your income is compatible with the card, you will be able to have your credit card approved in a very short waiting time.
If you prefer to request your card by phone, you can call 4004-3535 (for capitals and metropolitan regions) or 0800 702 3535 (if you live in other locations). Service is available from Monday to Friday, from 9 am to 9 pm, and on Saturdays, from 10 am to 4 pm.
