Check out the step-by-step guide to applying for your Santander Card. The procedure is simple and quick, and if you meet the main requirements, you have a great chance of getting your card in less than a week! We'll also show you some of the additional and exclusive benefits of these cards, check it out!
Santander offers a variety of credit card options, ranging from easier-to-approve options with fewer requirements to more sophisticated ones that demand higher criteria and therefore offer more exclusive benefits and higher credit limits.
Most affordable Gold card: Santander SX
The Santander SX card is one of the most affordable Gold category cards on the market, and for this reason it ends up being very advantageous. It's almost as advantageous as a Black card, and has far fewer requirements to obtain it. However, if you meet the requirements of the Unique category, the Black card may be even more advantageous for your profile. But it's worth noting that the SX may be more suitable for those who prioritize saving money.
Does the Santander SX Credit Card have an annual fee?
One of the main advantages of the Santander SX Card is the possibility of getting rid of the annual fee and guaranteeing free service. To obtain this benefit, simply spend at least 100 reais per month using the card. Obtaining this benefit is quite easy, considering that this spending can be done on any type of purchase or payment.
Santander Unique Card: Higher credit limit
As previously mentioned, the Santander Unique Credit Card has an excellent credit limit. Therefore, it is the perfect choice for those who spend a lot or who want a higher limit.
Santander does not disclose the exact credit limit for the Unique card, as it is adaptable to the consumer's profile. In other words, those who spend more or have a higher income tend to have even higher limits available.
Is it possible to waive the annual fee for the Santander Unique card?
Even though the Santander Unique card is a more sophisticated type, it's possible to waive its annual fee, provided the customer spends at least R$7,000 monthly. In other words, if you have high monthly spending, this card will be even more advantageous than the Santander SX card, considering that the Unique card has a very high credit limit and even more benefits.
What is the Sphere Program?
Esfera is a benefit of the Santander Unique Credit Card that guarantees access to various advantages offered through a partnership with the Esfera Network. The program provides great rewards and exclusive promotions for purchases at various establishments. These discounts can reach up to 50%, and you can even get entire trips for free.
Esfera points can be easily accumulated during your purchases.
Santander Unique Credit Card: Mileage System
The Santander Unique card has a mileage system linked to the Esfera Program. Therefore, for every dollar spent, you will earn 2 points in the following programs:
- Aeromexico;
- Smiles;
- In More;
- LATAM Pass;
- Iberia Plus;
- TudoAzul;
- How do I apply for my Santander card?
Applying for your Santander credit card is simple, but the rules for each card type will be different. Some can be requested directly online, while more sophisticated ones must be obtained in person at a Santander branch, as is the case with the Santander Unique Card. In addition, there are a number of requirements to obtain approval. Check the minimum income to get your card below.
- Minimum income to apply for a Santander SX Card
If you are already a Santander account holder, the minimum income to apply for your SX card is at least R$ 500.00. But if you are not yet an account holder, the required monthly income will be at least R$ 1,045.00 per month. It is worth noting that these requirements are quite low considering that this is a Gold card with many benefits.
Apply for a Santander SX Card
To request your SX card or another Santander card that doesn't require an in-person application, simply visit the official Santander website or find the nearest Santander branch to your home.
It's worth noting that there are some cases where even the Santander Unique Card can be activated through online channels, although most of the time an in-person request is required for its activation.
If the selected card is available for online application, simply fill out all the necessary forms, and if your income is compatible with the card's requirements, you will be able to get your credit card approved in a very short waiting time.
If you prefer to request your card by phone, you can contact 4004-3535 (for capital cities and metropolitan areas) or 0800 702 3535 (if you live in other locations). Service is available Monday to Friday, from 9 am to 9 pm, and on Saturdays from 10 am to 4 pm.
