You need extra money fast to be able to relieve your month budget, but don't know where to get it? One of the main alternatives is to use the FGTS-Annived withdrawal, a credit mode that releases values agile, and it is valid even for those with restrictions on the CPF. In this article we will show every detail and withdrawal rule so you can get your benefit quickly and simply, check it out now!
✅ How to request FGTS-Annivo-Annivo?
The Time Guarantee Fund is one of the main labor benefits and is very important for most Brazilians. But what many do not know is that the balance available in the FGTS account can be used in different situations. One of these situations is the hypothesis of the Anaque-Annivo, which is a modality that allows the worker to remove, once a year, a part of the fund's balance.
This is the easiest and most common way to use part of the FGTS balance. In this mode, the worker is entitled to withdraw a specific amount once a year, in the month of his birthday. This modality of payment follows the schedule released by Caixa Econômica Federal, which releases the values according to the month of birth of the worker. In this modality there will be no charge for fees. Just withdraw the value during the birthday month.
It is worth remembering that, in order to be able to receive the anaquenal withdrawal, it is necessary to have adhered to this modality (we will explain to you how to do this below). You can also use FGTS digital withdrawal, where just check the available amounts and ask them to be transferred to your registered bank account simply and quickly.
How to enable the FGTS-Anniversary withdrawal?
As mentioned earlier, in order to use this modality, it is necessary to authorize adhesion. It is essential to know that, after opting for the anaquenal withdrawal, the worker can only return to the traditional modality (withdrawal) after a minimum period of two years. Therefore, analyze well if this is really the best choice for your situation before confirming.
Authorization can be done in person at a Caixa agency, or online, through the official FGTS application. If you prefer face -to -face service, just go to a Caixa agency taking your personal documents. Despite being a slightly longer process, having the guidance of an attendant can make it easier to clarify doubts.
On the other hand, if you choose the practicality of solving everything over the internet, just download the FGTS app on your mobile phone. The app is available for free on the Google Play Store (for Android) and the iPhone app). Using the application, the whole process becomes much more practical. The request of the anaquenal withdrawal can be made quickly and safely, directly through the cell phone. After installing, just login with your CPF and password, authorize adherence to the an an an an anonynivo loot, and you're done: you will be able to make your annual withdrawals or even anticipate them if you wish.
Is it possible to anticipate the anaquenal withdrawal?
Yes, it is possible to anticipate the FGTS-Annivisan Sachen! If you have already adhered to this mode, you can request anticipation and receive your money immediately. However, this advance acts as a kind of loan, with interest charging, although the fees are very affordable. To do this anticipation, you need to have an account in a bank or financial institution that offers this type of credit.
Frequently asked questions about FGTS
Yes, you can redeem money from FGTS if it is available for withdrawal. But for this to become possible, it will be necessary to fit in any of the release conditions for withdrawal, such as your birthday. There are situations that do not require specific date, as in the case of Retirement approved by the INSS or in situations of FGTS release by age equal, or greater than 70 years.
For you to see the FGTS balance through the CPF, just go to the FGTS app. In the login, enter your CPF and your registered password. If you are making your first access, you will need to make a more complete registration, including your full name, date of birth and also your number.
To withdraw the FGTS 2025 is simple. It is sufficient that the beneficiary falls into any of the modalities and withdrawals, regardless of whether through the anniversary withdrawal that uses birth month or the dismissal mode without cause by the employer. And it can also be done through the retirement mode for the time of service, provided that it is approved by the INSS.
