Find out now if you have FGTS funds available for withdrawal!
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How can I check if I have money in my FGTS account that I can withdraw?
How can I check if I have money in my FGTS account that I can withdraw?
The availability of money in the FGTS (Brazilian Severance Indemnity Fund) is a frequent question for most of the Brazilian population. Although many have this money, a large part of the population doesn't know how to check its availability. Therefore, we will show you how you can access this amount and how to find out if it is available for withdrawal. To find out if you have FGTS money available for withdrawal, simply check now through the official FGTS app. Through it, you can conduct your online searches and check both the status and the amount already available for withdrawal. The additional amount made available by the FGTS has the potential to help the budget of countless Brazilians. Although it is not possible to withdraw frequently, it can be used to support your finances at strategic and necessary times. Therefore, it is important to be aware of its rules and modalities.
It's possible to do all of this for free without leaving home; check out more details about the requirements below!
How can I check my FGTS balance?
- Download the FGTS app;
- Now enter your CPF (Brazilian tax identification number), name, date of birth, postal code, cell phone number, and email address;
- Register and create a secure password;
- Complete your registration;
- Access your account using your CPF (Brazilian tax identification number) and password.
Ways to withdraw FGTS (Brazilian employee severance fund) in 2025
The main ways to withdraw your FGTS balance in 2025 follow some basic prerequisites; see the main withdrawal options below:
- Retirement withdrawal: an option for those who have already had their retirement approved by the INSS (Brazilian National Social Security Institute);
- Serious illness: only in cases of mental alienation, blindness, Parkinson's disease, and also for those with HIV, malignant neoplasm, and several others.
- Birthday withdrawal: you can anticipate part of your FGTS balance according to the month of your birth;
- Withdrawal for those 70+: only for workers aged 70 or older;
- Termination of employment withdrawal: occurs through an agreement between employer and employee;
- Death benefit: only occurs upon the death of the worker;
- Termination due to bankruptcy: occurs when companies declare bankruptcy;
- Disaster withdrawal: for municipalities in a state of emergency or public calamity;
- Dismissal withdrawal: this only occurs when the dismissal is made without just cause by the employer;
- Contract termination: fixed term;
Frequently asked questions about FGTS (Brazilian Severance Indemnity Fund)
Yes, you can withdraw money from your FGTS (Brazilian severance pay fund) if it is available for withdrawal. However, to be eligible, you must meet one of the eligibility requirements, such as your birth month. There are situations that don't require a specific date, such as when your retirement is approved by the INSS (Brazilian Social Security Institute) or when FGTS is released due to age 70 or older.
To view your FGTS balance using your CPF (Brazilian tax identification number), simply access the FGTS app. Log in using your CPF and your registered password. If this is your first time accessing the app, you will need to complete a more detailed registration, including your full name, date of birth, and your CPF number.
Withdrawing FGTS (Brazilian Severance Indemnity Fund) in 2025 is simple. The beneficiary simply needs to meet one of the withdrawal options and conditions, whether it's through the anniversary withdrawal option (based on birth month) or the termination without just cause option. It can also be done through retirement based on length of service, provided it's approved by the INSS (Brazilian National Social Security Institute).
